EarnMore Checking Account

Interest checking account. Earn up to 1.50% APY.

EarnMore^ interest checking from MemoryBank allows you to enjoy free checking with over 85,000 surcharge free ATMs** while earning an interest rate that’s over 30X the national average*.

Disclaimer: We reserve the right to accept or deny your account application at our discretion.  If you do not qualify for this account, we may offer you an alternative banking product for your consideration.

LEARN MORE About the EarnMore account

 

MemoryBank Free Checking Account

Free checking account designed for everyone.

MemoryBank's Free Checking account is the free and flexible checking account that you've been waiting for. With all the features you expect from a bank, all online at your fingertips. When you need us, we'll be there.

Disclaimer: We reserve the right to accept or deny your account application at our discretion. If you do not qualify for this account, we may offer you an alternative banking product for your consideration. This is not an interest bearing account.

LEARN MORE About the MemoryBank Free Checking account

 

Memory Builder Checking Account

Second chance checking account. Rebuild your banking privileges.

Memory Builder second chance checking account from MemoryBank gives you the opportunity to help rebuild your banking privileges and is specially designed for customers who have been unable to open a checking account due to their prior banking history. 

Disclaimer: This is not an interest bearing account.  Overdraft protection is not available with this account.

LEARN MORE about Memory Builder Checking account

All Accounts Come With These Features

  • Access to over 85,000 surcharge-free ATMs**
  • MemoryAlert balance and activity notifications, configured when and how you want them‡
  • Live customer support through online chat, phone and email.
  • No Minimum balance requirement
  • 24/7 access to online and mobile banking‡
  • Free Mobile Check Deposit
  • Free Online Bill Pay
  • LEARN MORE about all of the benefits of Online Only Banking with MemoryBank.