EarnMore Checking Account^

Interest Checking Account

The word is out about EarnMore^:

  • "Best Online Checking Accounts of 2017" - ValuePenguin.com
  • "For large balances, the Product is the best liquid account by a longshot" - DepositAccounts.com
  • "This digital-only bank promises high returns" - BusinessInsider.com

Earn 1.60% Annual Percentage Yield (over 30X the national average*!) on balances up to $250,000, if you meet these simple requirements each monthly statement cycle1:

  • Receive at least 1 electronic deposit such as payroll, transfers from other financial institutions, or even Popmoney2.
  • Use your debit card for at least 5 in-person or online purchases3 that post and settle during the statement cycle
  • Get your statements online.

Ready to start earning more*?

Open an Account Now


Other things you get with your Products:

  • Access to over 85,000 surcharge-free ATMs** with your MemoryBank MasterCard® debit card.
  • 24/7 online banking with no monthly maintenance fees4.
  • MemoryAlert  balance and activity notifications, configured when and how you want them.
  • Live customer support through online chat, phone and email.
  • Learn more about all of the benefits of Online Only Banking with MemoryBank.

For more information about fees, terms and conditions review the MemoryBank and Products Interest Checking Account Disclosures here

Disclaimer: We reserve the right to accept or deny your account application at our discretion.  If you do not qualify for this account, we may offer you an alternative banking product for your consideration.

1 New monthly statement cycles begin on the 15th of each month.

2 Electronic deposit is defined as an ACH credit transaction.

3 Does not include transactions conducted through an ATM.

4 Full description of fees that may apply to this account can be found in the disclosures.