Saying no to branches means saying yes to more of what you want and need from a bank.

We’re an all-digital platform, which means all of your banking services are as close as your smartphone, tablet or computer.  But it also means we don’t spend on expensive branches – that's how we can offer high interest rates earned on your deposits.

Member FDIC and Better Business Bureau logos

As a Member of FDIC with the highest possible A+ rating from the Better Business Bureau, MemoryBank is also trusted and secure. And, as a division of a bank with over $4 billion in assets which has been serving customers for nearly 40 years, we know the importance of focusing all of our efforts on meeting and exceeding our customers' needs and expectations.


To learn more about how we do this, click on any of the links below.


Branchless Banking Benefits

Your Security

MemoryBank FAQs

News & Press