MemoryBank Free Checking Account

Free Checking Account

The Free and Flexible Checking Account You Deserve.

We know you're ready for a checking account without fees. The MemoryBank Free Checking account is designed to give you the benefits of a checking account without everyday banking fees, with all the flexibility of an online bank. Combined with features like access to over 85,000 surcharge-free ATMS** and 24/7 online banking, you have the freedom to bank whenever and wherever it's convenient for you. All this, plus the peace of mind knowing we're a Member of FDIC, with the highest possible A+ rate from the Better Business Bureau.

Features include:

  • No Minimum Balance
  • No Monthly Fees
  • MemoryAlert balance and activity notifications, configured when and how you want them.
  • Send money to friends and family with PopMoney.
  • 24/7 online and mobile banking. ‡
  • Purchase Rewards - Get money back rewards when you shop.
  • Apple/Samsung Pay - support for the way you want to use your card.
  • Live customer support through online chat, phone and email.
  • Access to over 85,000 surcharge-free ATMS** with your MemoryBank MasterCard® debit card.
  • Free Starter Checks

Open Free Checking Account Now

Check out the full list of MemoryBank account benefits here. For more information about fees, terms and conditions review the MemoryBank and Products Disclosures here.

Disclaimer: We reserve the right to accept or deny your account application at our discretion.  If you do not qualify for this account, we may offer you an alternative banking product for your consideration.