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MemoryBank is a division of Republic Bank & Trust Company
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*2.25% Annual Percentage Yield (APY) as of paid on the Online Money Market balances from $0.01-1,000,000. As of the interest rate earned on deposits exceeding $1,000,000 will earn 0.01% APY. Minimum $50.00 to open accounts. Rates may change at any time. Fees may reduce earnings. Effective 9/16/2019 a below balance fee of $15 will apply if the daily balance falls below $1,000 at any time during the statement cycle.
^The interest rate earned on deposits in your EarnMore account will remain higher than the national interest rate for checking accounts defined as simple average of rates paid by all insured U.S. depository institutions and branches for which data is available as reported by the FDIC on .
+1.40% Annual Percentage Yield (APY) as of paid on EarnMore balances from $0.01 – 249,999.99. The interest rate on the EarnMore Account will remain higher than the national interest rate for checking accounts, defined as a simple average of rates paid by all insured U.S. depository institutions and branches for which data is available, as reported by the FDIC on . As of the interest rate earned on deposits from $0.01 – 249,999.99 in the EarnMore account is over 23 times higher than this simple average. Minimum $50.00 to open account. Rates may change at any time. Fees may reduce earnings.
‡Message and data rates may apply from your wireless carrier. Usage and qualification restrictions apply.
**Number of ATM locations subject to change. Look for the Allpoint, MoneyPass, SUM, or Presto logos at the machine.
^^Based on data compiled by Bankrate available at http://www.bankrate.com/finance/banking/banks-have-the-most-atms-1.aspx and http://www.bankrate.com/finance/banking/americas-biggest-banks-1.aspx
‡‡ Fingerprint ID available for iPhone 5S or higher, and any Android device that has a physical fingerprint scanner and is running the Android 6.0 Marshmallow operating system.
†† Samsung Pay is available on the following devices. Samsung Galaxy S6, S6 Edge, S6 Edge +, S6 Active, Galaxy S7, Galaxy S7 Edge, Galaxy S7 Active and Galaxy Note5.
MemoryBank® is a registered trademark of Republic Bank & Trust Company
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Android™, Android Pay™, and Google Play™ are trademarks of Google, Inc.
Apple Pay®, iPhone®, Touch ID®, iPad® and App Store® are registered trademarks of Apple Inc.
IBM® and Trusteer Rapport™ are trademarks of the International Business Machines Corporation
MasterCard® is a registered trademark of MasterCard International Incorporated.
Popmoney® is a registered trademark of CheckFreePay Corporation, a subsidiary of Fiserv Solutions, Inc.
Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd.